Request a Better Interest Rate from your Credit Company or Home Equity Line

Request a Better Interest Rate from your Credit Company or Home Equity Line

If you are looking to save some money, then the best way you could do this is by asking your credit company to offer you a better interest rate. Interest rates, more so, high interest rates, take a toll on your monthly budget.

Here are a few steps that will help you get a better interest rate.

STEP 1: Negotiation

You can’t just negotiate but you must do so, from a position of strength. You need to have various tools at your disposal to convince the company that you deserve a better rate.

STEP 2: The Bargaining Points

You need to have a few a bargaining points if you are to negotiate. These must be based on your accountability and sterling record with respect to your financial transactions. Some of these could, be consistency in payments made before due dates, paying off the full amount every month, a good current credit score amongst various others.

STEP 3: Look Around

There is a tremendous competition in the credit card business. Therefore, there will be companies who will offer you a good interest rate. Research the various companies, and choose a company that offers you the best interest rate.

STEP 4: Fixed Interest Rate

Make sure that the interest rate that you choose is not floating but is fixed.

Reading the above steps, you can save money on your interest rates. However, you can save money on your printing costs without any steps at all. Just buy refurbished or generic cartridges from and see your printing costs decrease appreciably.

This Article is written by John C Arkin.


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